Financial Planning

The goal of retirement income planning is very simple: to increase the probability that your family will not run out of money after you stop working at your full time job – in other words, that you will be able to fund your basic living and discretionary expenses – and, should you desire, be able to finance any specific consumption goals or support for your extended family or community.

Your needs, aspirations, and personal situation are unique – requiring a highly personalized financial plan. After taking the time to truly evaluate and understand your needs and goals, we work alongside you to create and execute a plan to help you achieve short- and long-term success.

If we are being honest, financial independence during retirement is a goal that many of us desire but rarely plan for adequately. However you live your life—whether you are single or married, have children or no children, live in a big city or a tiny town, work for a large company or own a small business—we can agree that if you want to prepare for your future financially, it’s worth your while to examine your finances and do the work necessary to ensure that you are ready. That is where we can help.

We share your goal-oriented mindset, and our focus is committed to working towards your financial goals. Your partnership with us lasts for life, and we’ll continually dedicate ourselves to developing a holistic planning approach that revolves around your needs.

view ideal client process diagram in detail

To date we have helped over 3,000 families achieve financial independence and retire with confidence while also creating generational wealth
for their family’s future.


How We'll Help to Achieve Your Goal

It's more than a written plan - it's a partnership.

We will partner with you to make great financial decisions. We are committed to your success.
We will talk about everything, so nothing is left out.  Advise-based planning is more than a written plan, it's a partnership.

As your trusted advisor we will discuss:  (1) Where you are today; (2) How did you get there; and (3) Where you want to be tomorrow.

  • Discover your objectives and evaluate your needs and goals
  • Clarify your current financial status  
  • Determine your investment style 
  • Estimate what you need to maintain your current lifestyle at retirement.
  • Create a strategy that can help set the stage for a comfortable retirement
  • Provide discipline to your investment decision-making through a methodical process
  • Align and protect the created strategy
  • Empower you to establish a well-organized fincial life 

How We Partner with You to Achieve Success



Explore & Maintain



What to Expect on Your First Call

We don’t believe in a “one size fits all” portfolio. Our approach is tailored to you and your goals. Together, we’ll create a plan that’s based on your preferences, goals , risk tolerance and what stage you are in your life.

What to expect in your first meeting:

1.  Explore your concerns, values and goals
2.  Discuss planning options
3.  Learn more about Acord & Fong Wealth Strategies
4.  Make sure we are a good fit to work together

Our Management Fee Structure

Like our service, Our Advice planning fees are not a one size fits all. Our fee range is dependent upon each unique situation and need. Our fees start at $1,500 and are tailored to each situation.